There's no doubt that services can be an expensive endeavor to have to pay for, especially if there's no pre-planning in place. Once the loved one has passed away and you need to lay them to rest at one of Saint Charles, MO Cemeteries, it is helpful to understand the options available to you to cover the costs. There are a few different recommendations to consider, and we have them here for you. 

Funeral Trusts 

There are some situations where the individual may have had planning in place, ranging from a contract held with a specific funeral home to various policies. One popular option is a trust, an investment made over time, and the funding can be in place specifically to cover the funeral costs. 

Insurance Policies 

It is not uncommon for individuals to have insurance policies in place to help cover the cost of the service says and offer some support for loved ones. In most cases, the policy takes around 6 to 8 weeks to payout. Some funeral companies will work with the funeral home to put a loan that is paid off when the payment comes. 

Savings and Checking Accounts 

The individual may have had personal accounts that could also be utilized. Whether checking or savings, the funding could help cover the services and ease some financial burdens. 

Credit Cards 

Credit cards are a standard part of our society and can also be used to pay for events. In most cases, this isn't the best option due to the interest that can build up over time, but if there are no other resources, it may be the only choice. 

Crowdfunding 

One option that has been growing in popularity is using crowdfunding on websites like GoFundMe. These spaces our platforms that can help individuals raise money for funeral expenses because they allow outside individuals to contribute to the cause. 

Local Agencies 

Another great resource is connecting with local agencies. This could be church groups or volunteer organizations because they may have some extra funding to help those who qualify. Some benefits come with the Social Security Administration and Veteran's Administration. In this situation, again, they would have to qualify for the resources, but there are some options they do offer. 

For a Trusted Source of Exceptional Services, we are Here for You 

The loss of a loved one can be challenging enough, and if you have to find resources to pay for the event, they can make it more complicated. Knowing what resources, you can utilize is crucial, and you might also consider checking with family and friends to see if they have any other ideas. 

Saint Charles, MO Cemeteries, play a pivotal role in offering a thoughtful and peaceful place to lay the loved one to rest, and we would love to assist you with the process. Our property is built in a natural environment that fosters the feeling of peace as you remember your loved one's legacy. We understand the pain of loss and work hard to create truly memorable events, so contact us today.